Hello Maria
Well the first thing to say is that only BigBlueButton comes as standard in Moodle - the others are extra plugins.
The answer to your questions 1, 2, 3 and 4 is Yes - BUT - although BBB is opensource, just as with Moodle, unless you are technically able to install your own
server and run BBB for free, then you would have to pay for more functionality than the basic free version. In the documentation I linked to before
BigBlueButton it outlines what is available in the free tier hosting. If you need more than that then, you are correct, you either have to pay
https://blindsidenetworks.com/services/ or install it yourself.
I don't have experience of the other systems within Moodle. I imagine they are more expensive though.