Originally I thought, because I have other php programs running on the site, it was the reason for the 1.9 to not install because it was asking me to only install in UTF-8 and the initial install would say I wasn't.
After going through databases and trying to see where it was coming from - etc etc.. I found that in IX webhosting particularly - even though I was starting from scratch with UTF-8 - somehow it was not at the database level.
I discovered how, in phpmyadmin, what to change and got it all to run on at least one new domain on the same server where all the databases are located.
Now please understand folks..
I am NOT savvy with mysql and phpadmin but i still figured it out - (god I'm proud of myself

Sooo...If anyone needs help I think I can walk you through it - at least with IX webhosting.
Yay. This has been going on for months..
Now...to try to migrate and fix my original site to go from 1.7 to 1.9
and by the way...
Moodle ROCKS!