The present MOODLE does allow negative scores IN THE ALTERNATIVES IN A QUESTION. (I also think that Moodle should allow them for those that want it for questions and whole tests, for CBM etc).
That makes it possible for you to do this question as a Cloze type and give the wrong answers Strong Negative weights to make it unprofitable to check both or to guess. (If a negative score for the question is the result it is saved as zero)
I haven't actually tried negative in Cloze, but often use the possibility of partially right points, so, I think you could write:
{1:MULTICHOICE:=X#YES! it is debet!~%-200%_#No way! You shouldn't guess on this kind of thing!} (As you may notice my big interest is the possibility to give feedback!

You can always turn feedback off in a strict test

, so the same question can be used a a tutorial exercise or an evaluative test.)
I haven't had time to go through the whole thread here so maybe somebody has mentioned this: I miss the possibility sometimes of having the possibility to logically connect a question to a preceeding one, esp. in an listing: has this answer already been given, in which case it wouldn't get points again. Sometimes a common mistake in a chain of thought can make the following answers wrong in spite of the following processes being right. This may be unintelligible, and definitely not clear enough to put in the hands of a develeoper, bu my employer has other things I'm supposed to do right now!