Those are good points. We had no idea how intensive this program could be, especially for such a small setup. Right now we work around our host by doing manual backups and we don't really use the chat much or quizzes. But, in the future it would be nice. And since we funded by, well, the admin, that makes Moodle Partners out of our price range. Since it's looking like we don't have many options, we're going to spend more time researching our funding options. I like the idea of moodle partners, just not the cost (though I'm sure they earn it).
Thanks for the information.