Howard, I hate to ask this but I will because I am starting to get a little confused about our most recent moodle versions requirements, and this OP makes me think more about this.
At what version does moodle absolutely require:
1) utf8mb4_unicode_ci
2) Barracuda (if running MySQL)
3) php7 (I think that I know this answer, Moodle 3.4, in November).
I sometimes wonder whether the "Requires:" line on the Moodle download webpage should indicate these requirements, if absolutely required. Also, I wonder if there should be a "php extensions required" line. Yep, all of this is in the installation docs, but I am just wondering if they should be repeated on the Latest Release Download webpage.