I created a ramdisk for those 3 folders than updated config.php for the new location and the score improved significantly 28sec->7sec .
Moodle cache scores a lot different now too, not sure how to interpret them though.
Still 3 Critical warnings, not sure what to do about them?
my only concern now is what the downside or risks may be, at the moment I cant think of any seeing as my largest course backups are much smaller than allocated ramdisk.