Whether you're a proficient user or just getting started, I think it's a great idea to have your own local copy of Moodle to work on for a variety of reasons, which I've outlined some here: http://blog.matbury.com/2014/03/30/update-want-get-started-moodle/
Also, having your own online Moodle is useful for some similar reasons. I've looked at what's possible at a low-cost and for free here: http://blog.matbury.com/2014/08/23/free-low-cost-moodle-hosting-options/
Which remote hosting service are you using? What do you think of it?
I hope this helps!