This is inspired by issue MDL-47495 where reporter asks to apply filters to the way the "File" resource is displayed. In his case I suggested to use "Page" but it also made me think:
What can "File" resource do that "Page" or "Label" can not?
Is it there just because it is easier for teachers to upload just one file instead of thinking how to embed it in the text? Does anybody actually use the feature of uploading html file and images?
I would like to suggest to disable the "File" resource by default (this will apply to new installations only) but wanted to ask community if I might be missing something