I will add that I am brave and used the Godaddy FTP file manager. I saw the php5.ini file and used the edit icon to edit it in place. Perhaps Godaddy changed something, I only saw the php5.ini file could be this is a new site.
Added the file uploads, changed it to 10M. Went to site admin which was set to site default and changed that to 10M (max I could see was 2M before) and allegedly Godaddy had a 8 M default (so why did Moodle tell me 2 M?) .
I am happy. Thx Chris