You got me so very excited but then I came across this statement:
" For individual wiki's, if you want the first page to already be formatted then you WILL have to make the first page for EACH student, before you add it to the Sharing Cart."
Now for a while now we are trying to find a simple Moodle solution for an (individual) learning reflection folio in a language class- without going into Mahara and making it bigger then needed. We are still using Google Docs for that piece (a workaround) but if we could have templated, individual student wikis with pre-designed pages and some prompts there - that would absolutely fit the bill (i.e. a multi page wiki pre-designed by us, set on individual, where student put in their reflections and add docs in the spaces provided)